How We Calculate Profit/Loss (P/L) at QintaQapital

At QintaQapital, we want to make it simple for you to understand how your investments are performing. On your portfolio screen, you’ll see columns showing your Profit/Loss (P/L) for each open position – this reflects how much your investment has gained or lost over time.

It’s important to note that all trading accounts at QintaQapital are denominated in EUR (Euro). This means that all deposits, trades, and resulting profit or loss are calculated and displayed in EUR. If you deposit funds in a different currency, they will be automatically converted to EUR at the current market rate (including applicable currency conversion fees).

Many assets, such as cryptocurrencies, European stocks, and some CFDs, are already EUR-denominated – in which case no additional FX calculation is needed. However, if you invest in assets priced in other currencies, such as USD or GBP, the value of your position – and thus your P/L – will also reflect changes in exchange rates.

Our P/L Formula

For all asset types traded on the QintaQapital platform (CFDs, physical stocks/ETFs, crypto), we apply the following formula:

P/L = (Price_t1 – Price_t0) × Units × FX_t1

Where:

• Price_t0 = price when the position was opened

• Price_t1 = current or closing price

• Units = number of units held

• FX_t1 = current exchange rate from the asset’s base currency to EUR

Note: For short positions, the result is multiplied by -1.

Let’s look at how this applies to different types of assets.

EUR-Based Assets

For assets that are already priced in EUR (like most EU stocks, crypto pairs, or EUR-denominated ETFs), the calculation is straightforward. Since both your account and the asset are in EUR, the exchange rate factor (FX) equals 1.

Example:
Maria deposits €5,000 into her QintaQapital account.
She buys 10 shares of an EU-listed stock at €40 each (total €400).
The stock later rises to €46 per share.

P/L = (46 – 40) × 10 × 1 = €60

The result is directly in EUR, and no currency conversion is involved.

Non-EUR-Based Assets

When you invest in an asset priced in another currency – such as a US stock or GBP-denominated ETF – your position is exposed to currency fluctuation in addition to the price movement of the asset itself.

This means your P/L may change even when the market is closed, as exchange rates may still move.

Example:
Lukas buys 5 shares of a UK stock priced at £12 each.
The current GBP/EUR exchange rate is 1.17 (i.e. 1 GBP = 1.17 EUR).

Initial investment in EUR:
5 × £12 × 1.17 = €70.20

Later, the stock price rises to £13, but the exchange rate drops to 1.12.

P/L = (13 – 12) × 5 × 1.12 = €5.60

If the exchange rate had remained at 1.17:
P/L = (13 – 12) × 5 × 1.17 = €5.85

So even a minor FX movement can affect your result.

Summary

• All profit/loss is shown in EUR, regardless of the asset’s original currency.

• For EUR-based assets, no FX impact exists.

• For non-EUR-based assets, both asset price and exchange rate affect the outcome.

• Once a position is closed, the P/L is fixed and no longer fluctuates.